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Texas ZIP Codes
Kerr County
Mountain Home, TX
78058
78058 ZIP Code — Mountain Home, TX
Kerr County, Texas
ZIP code 78058 is located in
Mountain Home ,
Texas ,
within Kerr County .
It covers approximately 449.25 square miles and serves a population of
871 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 830 .
About ZIP code 78058
The housing stock consists of predominantly single-family detached homes. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $326,500. Owner-occupancy is high at 87%, well above the national average.
The gap between median ($98,661) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 4% is below the national average. 58% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.
Educational attainment is near the national average, with 38% of residents holding a bachelor's degree or higher.
Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.
Overall, ZIP code 78058 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.
78058 ZIP code map
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Cities in ZIP code 78058
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Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
871
Population density
2 / sq mi
State FIPS
48
County FIPS
265
Geography
Land area
449.25 sq mi
Water area
0.55 sq mi
Latitude
30.1050
Longitude
-99.6619
Timezone
Central (CT)
Area code
830
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
22.6%
43.2%
39.5%
$50k – $100k
35.5%
33.4%
30.1%
$100k – $200k
25.7%
19.5%
22.6%
Over $200k
16.2%
3.9%
7.8%
Demographics & statistics
$98,661
Median household income
$326,500
Median home value
37.6%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 73 8.4% 18 and over 798 91.6% 65 and over 397 45.6% Median age 63.7 years
Race & ethnicity
Group Count % White 755 84.2% Two or more races 68 7.6% Asian 42 4.7% Hispanic or Latino 26 2.9% Other race 6 0.7%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
22.6%
43.2%
39.5%
$50k – $100k
35.5%
33.4%
30.1%
$100k – $200k
25.7%
19.5%
22.6%
Over $200k
16.2%
3.9%
7.8%
Range % of households Under $10k 2.6% $10k–$15k 0.7% $25k–$35k 4.8% $35k–$50k 28.3% $50k–$75k 3.6% $75k–$100k 11.8% $100k–$150k 29.3% $150k–$200k 5.0% $200k+ 13.9% Median income $98,661
Housing
Housing overview
Metric Value Median home value $326,500 Median rent / month $0 Owner occupied 87.3% Renter occupied 12.7% Vacant 29.3% Single-family detached 76.8% Large apartment buildings 0.0% Mobile homes 17.3% Median rooms 5.4 Avg household size (owned) 2.03
Year built
Era % 2020 or later 0.3% 2010–2019 34.2% 2000–2009 26.8% 1990–1999 3.4% 1980–1989 9.8% 1970–1979 10.2% 1960–1969 2.9% 1950–1959 2.4% 1940–1949 6.8% 1939 or earlier 3.2%
Bedrooms
Size % of units No bedroom (studio) 0.3% 1 bedroom 6.1% 2 bedrooms 43.4% 3 bedrooms 41.0% 4 bedrooms 6.6% 5+ bedrooms 2.5%
Vehicles per household
Vehicles % of households No vehicle 3.1% 1 vehicle 17.0% 2 vehicles 50.8% 3 or more 29.0%
Heating fuel
Fuel type % Electricity 86.8% Propane / LP gas 5.5% Wood 7.7%
Households & families
Household type Count % Married-couple family 228 54.7% Cohabiting couple 15 3.6% Male householder, no spouse 98 23.5% Female householder, no spouse 76 18.2% Households with children under 18 27 6.5% Households with seniors (65+) 287 68.8% Average household size 2.03
Marital status
Status Male Female Never married 14.5% 10.1% Married 56.2% 70.6% Separated 0.2% 0.0% Widowed 20.4% 16.4% Divorced 8.8% 2.9%
Education
Some college, no degree
29.3%
Graduate / professional
12.7%
Metric % HS diploma or higher 97.4% Bachelor's or higher 37.6%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 0 0.0% Elementary school 55 47.4% High school 45 38.8% College / grad school 16 13.8%
Employment
Industry of employment
Education & healthcare
28.4%
Professional & management
12.7%
Agriculture & mining
8.7%
Arts, food & hospitality
6.5%
Finance & real estate
1.5%
Occupation
Category % Management, business & arts 41.0% Service 36.6% Sales & office 17.9% Natural resources & construction 1.2% Production & transportation 3.2%
Employment type
Type % Private sector 71.6% Government 9.7% Self-employed 18.7% Unpaid family workers 0.0%
Commute
Method % Drive alone 79.9% Carpool 5.2% Public transit 0.0% Walk 5.5% Work from home 9.3% Other means 0.0% Avg commute (minutes) 25.9
Poverty
Married-couple families
0.0%
Female-led households
0.0%
Income support
Source % of households Social Security 57.8% Retirement income 48.0% Supplemental Security 3.6% Cash public assistance 0.0% Food stamps / SNAP 0.0%
Health indicators
Condition % Obesity 36.2% High blood pressure 40.6% High cholesterol 42.1% Diabetes 13.9% Heart disease 9.0% Stroke 3.9% Asthma 9.3% Arthritis 29.9% Kidney disease 3.6% Pulmonary disease 9.4% Cancer 8.2%
Behavior / access % Smoking 19.3% Binge drinking 16.6% No physical activity 24.8% Less than 7 hrs sleep 32.5% Depression 22.5% Fair or poor health 18.5% Poor mental health 14.4% Poor physical health 13.0% No health insurance 20.8% Visited doctor (checkup) 74.4% Visited dentist 57.8% Cholesterol screening 91.6% Teeth loss 13.8%
Veterans & disability
Veterans Count % Civilian veterans 93 11.7%
Disability % Any disability 19.6% Under 18 0.0% 18–64 years 1.0% 65 and over 40.8%
Health insurance coverage
Type % Private insurance 79.5% Public insurance 45.6% No insurance 6.6% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 855 98.2% Spanish 23 2.7% Other Indo-European 3 0.4% Asian & Pacific Islander 20 2.3% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 809 92.9% Born in same state 794 91.2% Born in different state 568 65.2% Foreign born 15 1.7% Naturalized citizen 62 7.1% Not a US citizen 58 93.5%
Ancestry
Ancestry Count % French 138 15.8% Italian 114 13.1%
Ancestry Count % Arab 62 7.1%
Technology access
Metric % of households Computer access 47.9% Internet access 100.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 78058
What city is ZIP code 78058 in?
ZIP code 78058 is primarily assigned to Mountain Home, Texas.
What county is ZIP code 78058 in?
ZIP code 78058 falls within Kerr County, Texas.
Does ZIP code 78058 have an older population?
46% of residents in ZIP code 78058 are 65 or older, above the national average of ~17%.
Does ZIP code 78058 have a large retiree population?
58% of households in ZIP code 78058 receive Social Security income, suggesting a significant retiree or disability population.
Is ZIP code 78058 mostly owner-occupied?
87% of occupied units in ZIP code 78058 are owner-occupied, well above the national average.
Does ZIP code 78058 have a large veteran population?
12% of civilians in ZIP code 78058 are veterans, above the national average of ~7%.
What timezone is ZIP code 78058 in?
ZIP code 78058 observes the CST timezone.
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